:root{--primary:#2fa8ff;--primary-dark:#1f9af0;--secondary:#1d7a5c;--text:#0f172a;--brand-blue:var(--primary);--brand-blue-dark:var(--primary-dark);--brand-green:var(--secondary);--text-main:var(--text);--color-blue:var(--primary);--color-blue-dark:var(--primary-dark);--color-blue-light:#e9f7ff;--color-green:var(--brand-green);--color-green-dark:#145a43;--color-green-light:#e8f3ef;--color-white:#fff;--color-offwhite:#f9fbfc;--color-gray-50:#f5f7fa;--color-gray-100:#eff2f6;--color-gray-200:#e0e5ea;--color-gray-300:#c9d0d8;--color-gray-400:#9aa3b0;--color-gray-500:#6b7888;--color-gray-600:#4a5662;--color-gray-700:#333f4a;--color-gray-800:#1f2a33;--color-gray-900:var(--text-main);--font-primary:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica 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svg{width:44px;height:44px;display:block}.logo-wordmark{display:flex;flex-direction:column;line-height:1.2}.logo-sahal{font-size:1.5rem;font-weight:700;color:var(--color-blue);letter-spacing:-.02em}.logo-sacco{font-size:.9375rem;font-weight:500;color:var(--color-green);letter-spacing:.1em;text-transform:uppercase;margin-top:-2px}.site-nav{flex:1;display:flex;justify-content:center;margin:0 20px 0 40px}.nav-menu{display:flex;align-items:center;list-style:none;margin:0;padding:0;gap:4px}.nav-menu li{position:relative}.nav-menu a{display:block;padding:10px 16px;font-size:.9375rem;font-weight:500;color:var(--text-main);text-decoration:none;transition:var(--transition);white-space:nowrap;position:relative}.nav-menu a:hover{color:var(--color-green);background:transparent}.nav-menu a.current{color:var(--primary);font-weight:600;background:transparent}.nav-menu 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li{margin-bottom:4px}.mobile-menu a{display:block;padding:16px 20px;color:var(--color-gray-700);text-decoration:none;font-size:1rem;font-weight:500;border-radius:var(--radius);transition:var(--transition)}.mobile-menu a:hover{background:var(--color-green-light);color:var(--color-green)}.mobile-actions{padding:var(--space-24);border-top:1px solid var(--color-gray-100);display:flex;flex-direction:column;gap:var(--space-12)}.mobile-actions .btn-login,.mobile-actions .btn-member{display:block;text-align:center;padding:16px;border-radius:var(--radius)}}@media(max-width:768px){.site-header{height:80px}.logo-sahal{font-size:1.25rem}.logo-sacco{font-size:.8125rem}.logo-icon svg{width:36px;height:36px}.site-logo a{gap:12px}}@media(max-width:1200px){.site-header .container{width:100%;max-width:100%;padding-left:16px;padding-right:16px}.header-inner{width:100%;display:grid;grid-template-columns:1fr 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i{color:var(--color-green);margin-top:4px;width:16px;text-align:center}.footer-bottom{padding-top:var(--space-40);border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;align-items:center;font-size:.875rem;color:var(--color-gray-600)}.copyright{color:var(--color-gray-600)}.footer-bottom-links{display:flex;gap:var(--space-24)}.footer-bottom-links a{color:var(--color-gray-600);text-decoration:none;transition:var(--transition)}.footer-bottom-links a:hover{color:var(--color-green)}.footer-trust-text{text-align:center;margin-top:var(--space-32);padding-top:var(--space-32);border-top:1px solid rgba(255,255,255,.05);color:var(--color-gray-600);font-size:.8125rem;letter-spacing:.05em;text-transform:uppercase}@media(max-width:1024px){.hero-grid,.vm-grid,.why-grid{grid-template-columns:1fr;gap:var(--space-40)}.stats-grid,.values-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.footer-trust{flex-wrap:wrap;gap:var(--space-24)}}@media(max-width:768px){.hero-title{font-size:2.25rem}.hero-buttons{flex-direction:column}.btn{width:100%}.stats-grid,.values-grid{grid-template-columns:1fr}.cta-buttons{flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-trust{flex-direction:column;align-items:center;text-align:center}.footer-bottom{flex-direction:column;gap:var(--space-20);text-align:center}.footer-bottom-links{justify-content:center}}.skip-link{position:absolute;top:-40px;left:0;background-color:var(--color-green);color:#fff;padding:var(--space-12) var(--space-24);text-decoration:none;z-index:3000;transition:top .2s ease}.skip-link:focus{top:0}:focus-visible{outline:2px solid var(--color-green);outline-offset:2px}::selection{background-color:var(--color-green-light);color:var(--color-green-dark)}@media print{.site-header,.site-footer,.mobile-toggle,.mobile-nav,.btn{display:none !important}body{background-color:#fff;color:#000;font-size:12pt}.container{max-width:100%;padding:0}a{text-decoration:none;color:#000}@page{margin:2cm}}.site-header{background:#fff;border-bottom:1px solid var(--color-gray-100);position:relative;top:auto;transform:none;z-index:1000;height:90px;display:flex;align-items:center}.header-inner{display:flex;align-items:center;justify-content:space-between;height:100%;width:100%}.site-logo{flex-shrink:0}.site-logo a{display:flex;align-items:center;gap:16px;text-decoration:none;padding:8px 0}.logo-icon{width:40px;height:40px;display:flex;align-items:center;justify-content:center}.logo-icon svg{width:40px;height:40px;display:block}.logo-wordmark{display:flex;flex-direction:column;line-height:1.1}.logo-sahal{font-size:1.375rem;font-weight:700;color:var(--color-blue);letter-spacing:-.02em}.logo-sacco{font-size:.875rem;font-weight:500;color:var(--color-green);letter-spacing:.1em;text-transform:uppercase;margin-top:2px}.site-nav{flex:1;display:flex;justify-content:center;margin:0 20px}.nav-menu{display:flex;align-items:center;list-style:none;margin:0;padding:0;gap:2px}.nav-menu li{position:relative}.nav-menu a{display:block;padding:10px 14px;font-size:.9375rem;font-weight:500;color:var(--text-main);text-decoration:none;transition:var(--transition);white-space:nowrap;position:relative}.nav-menu a:hover{color:var(--color-green);background:transparent}.nav-menu a.current{color:var(--primary);font-weight:600;background:transparent}.nav-menu a.current::after{content:'';position:absolute;bottom:6px;left:14px;right:14px;height:2px;background:var(--primary);border-radius:2px}.header-rail{display:flex;align-items:center;gap:16px;flex-shrink:0}.lang-toggle-nav{display:flex;align-items:center;gap:6px;font-size:.875rem;font-weight:500;padding:0 8px;border-right:1px solid var(--color-gray-200);margin-right:4px}.lang-toggle-nav a{color:var(--color-gray-400);text-decoration:none;transition:color .2s ease}.lang-toggle-nav a.active{color:var(--color-green);font-weight:600}.lang-toggle-nav span{color:var(--color-gray-300)}.dropdown{position:relative}.dropdown-toggle{display:flex;align-items:center;gap:4px;padding:8px 12px;color:var(--text-main);font-weight:500;font-size:.875rem;text-decoration:none;transition:var(--transition);border-radius:var(--radius);white-space:nowrap}.dropdown-toggle i{font-size:.75rem;color:var(--color-gray-400);transition:transform .2s ease}.dropdown:hover .dropdown-toggle i{transform:rotate(180deg)}.dropdown-menu{position:absolute;top:100%;left:0;min-width:200px;background:#fff;border:1px solid var(--color-gray-100);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:6px 0;list-style:none;opacity:0;visibility:hidden;transform:translateY(10px);transition:all .2s ease;z-index:100}.dropdown-menu-right{left:auto;right:0}.dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(5px)}.dropdown-menu li{width:100%}.dropdown-menu a{display:block;padding:10px 18px;color:var(--color-gray-700);text-decoration:none;font-size:.8125rem;transition:var(--transition);white-space:nowrap}.dropdown-menu a:hover{background:var(--color-gray-50);color:var(--color-green)}.header-actions{display:flex;align-items:center;gap:8px;margin-left:4px}.btn-login{font-size:.8125rem;font-weight:500;color:var(--color-gray-700);text-decoration:none;padding:8px 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