MEMBER-OWNED COOPERATIVE

Together we invest, together we grow

Sahal SACCO is a member-owned savings and credit cooperative established to promote ethical saving, financial inclusion, entrepreneurship, and sustainable economic development in Somalia.

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415 Members

$251K Savings

$52K Financing

5 Sectors

What We Offer

Savings Accounts

Mudaraba profit-sharing savings with flexible withdrawals.

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Investment Products

Pooled investments and sector-based opportunities.

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Membership Shares

Own your cooperative. $10 per share, 5 share minimum.

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OUR PURPOSE

Why Sahal SACCO Exists

Sahal SACCO is a member-owned cooperative providing structured savings and ethical investment opportunities for members in Somalia, supported by transparent governance and clear member policies.

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2015 Founded

415+ Members

$251K Savings

Our Values

Transparency

Trust

Sharia Integrity

Financial Inclusion

Shared Prosperity

VISION

To become the leading Sharia-compliant SACCO in Somalia.

MISSION

To provide Sharia-compliant financing and investment services to individuals, SMEs, cooperatives, and groups across Somalia, while promoting ethical saving, entrepreneurship, financial literacy, and long-term economic stability.

Member Story

I joined Sahal SACCO with 5 shares. After one year of consistent saving, I accessed financing to expand my shop. Today I employ two women from my community.

Sundus Ahmed Member since 2023 • Mogadishu

Become a member-owner

Membership starts at $50 (5 shares).

Become a Member Invest with Sahal SACCO