Together, our members are building businesses and creating jobs. From small shops to community enterprises — we grow together.
MEMBER-OWNED COOPERATIVE
Together we invest, together we grow
Sahal SACCO is a member-owned savings and credit cooperative established to promote ethical saving, financial inclusion, entrepreneurship, and sustainable economic development in Somalia.
Partners
Osob Microfinance
Ministry of Commerce and Industry
UDHIS Somali Union Cooperatives Movement
What We Offer
Membership Shares
Own your cooperative through membership shares. Visit our office for share details.
Learn more →Dividend
Eligible members may receive annual dividends based on cooperative performance and approved distribution.
Learn more →
OUR PURPOSE
Why Sahal SACCO Exists
Sahal SACCO is a member-owned cooperative providing structured savings and ethical investment opportunities for members in Somalia, supported by transparent governance and clear member policies.
Learn more about our cooperative
2024
Founded
300
Members
$251,000
Savings
Our Values
Transparency
Trust
Sharia Integrity
Financial Inclusion
Shared Prosperity
VISION
To become the leading Sharia-compliant SACCO in Somalia.
MISSION
To provide Sharia-compliant financing and investment services to individuals, SMEs, cooperatives, and groups across Somalia, while promoting ethical saving, entrepreneurship, financial literacy, and long-term economic stability.
Member Story
Become a member-owner
Membership starts with a minimum share requirement. Visit our office for current details.